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Website Terms

Copyright

The copyright and material on this website is owned by Timely (a trading style of My Credit Score LTD) and is protected by the copyright laws of the United Kingdom. The material on this website may only be used by those who access it from the United Kingdom and such users will be entitled to copy any such information for their own personal use but may not republish, store or reproduce any such information in any manner, including but not limited to electronic reproduction, without the prior written consent of Timely. Any unauthorised downloading, retransmission, or other copying or modification of any of the contents of this website may be in breach of statutory or common law rights which could be the subject of legal action. Timely disclaims all liability which may result from any unauthorised reproduction or use of the information on this website.

Liability

Timely shall not be liable for any direct or indirect, special, incidental or consequential damages, including the loss of profits, business revenue or goodwill arising from the use or access of or inability to use or access, interruption or availability of this website, its operation or transmission, computer viruses, loss of data or otherwise in respect of its use. Any exclusions or limitations or restrictions of liability contained in these terms and conditions of use and access of this website shall be subject to the qualification that nothing contained in any such exclusion or limitations or restrictions of liability shall operate to exclude or restrict any duty or liability of Timely to any person which it has under the Financial Services and Markets Act 2000 or its amendments.

Warranties

The information, materials and functions contained in this website including text, graphics, links or other items are provided on an "as is" basis excluding any warranty whatsoever, express or implied, including but not limited to warranties of satisfactory quality, fitness for a particular purpose or freedom from computer viruses. Timely excludes any liability for any errors in or omissions from information, materials, and functions included in this website or any third party websites linked to or from this website.

Jurisdiction

This website is intended to be accessed only by persons located in the UK and Timely makes no representation that any information, materials, or functions included in this website are appropriate for use in any other jurisdiction. However, if you are unsure whether the products and services referred to on this website are available to you, please write to us at: Timely, Financial Ombudsman Service, Exchange Tower, London, E14 9SR.

Personal Data & Privacy Policy

As the Internet is not a secure medium of communication, Timely cannot guarantee the security of any information you input on this website or send to us on the Internet. Timely is not, and will not be, responsible for any damages you or others may suffer as a result of the loss of confidentiality of any such information. To minimise the possible risks associated with the provision of personal data, every on-line application on this website is encrypted using 256-bit encryption – the latest and most powerful encryption technology available. A secure communications link, called a Secure Socket Layer (SSL), encrypts all the information passed between your browser and Timely online applications.

For further information on how your personal data is used, stored and retained please refer to our privacy policy on the homepage.

Web Links

The provision by Timely of a link to another Website does not constitute any authorisation to access material held at that location, nor is it evidence of any endorsement. Timely accepts no responsibility or liability for the privacy of your personal information on such Websites. These sites contain their own privacy policies; users should read and understand them before providing data.

Website Problems

This website has been extensively tested and should work properly at all times. If you experience a problem, please return to the homepage and try again. If the problem persists, contact us via the 'Contact Us' page.

Enforceability

In the event any provision of these terms and conditions is held unenforceable, it shall not affect the validity of the remaining provisions and shall be replaced by an enforceable provision closest to the original intent.

Information

Information provided in this website is believed to be reliable when posted. However, Timely cannot guarantee that the information will be accurate, complete or current at all times. All information is subject to change without notice.

Governing Laws

These terms shall be governed by and construed in accordance with the laws of England and Wales.