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Rates from 6.9%. The exact rate you will be offered is based on your circumstances. Representative Example: Borrowing £7,500 over 4 years at a representative APR of 21.4% (fixed). Annual interest rate (fixed) 21.36%. Monthly repayment: £246.15. Total amount repayable: £11,815. Total cost of credit: £4,315. Rates may differ as they are dependent on individual circumstances. Subject to status.